:root{--navy:#082B4C;--off:#F8F7F3;--bluegrey:#EAF1F7;--charcoal:#26323D;--orange:#F26A21;--white:#fff;--line:#D9E0E6;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--charcoal);background:var(--off);line-height:1.65}a{color:var(--navy);text-decoration:none}a:hover{text-decoration:underline}img{max-width:100%;height:auto}
.container{width:min(var(--max),calc(100% - 40px));margin:auto}.site-header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 2px 10px rgba(8,43,76,.05)}
.header-inner{min-height:86px;display:flex;align-items:center;gap:22px}.logo{width:190px;display:block}.nav{display:flex;align-items:center;gap:16px;flex:1;justify-content:center}.nav>a,.nav summary{font-size:13px;color:var(--charcoal);font-weight:700;cursor:pointer;list-style:none;white-space:nowrap}.nav details{position:relative}.nav summary::-webkit-details-marker{display:none}.dropdown{position:absolute;top:30px;left:50%;transform:translateX(-50%);width:255px;background:#fff;border:1px solid var(--line);box-shadow:0 12px 30px rgba(8,43,76,.14);padding:10px;border-radius:6px}.dropdown a{display:block;padding:8px 10px;font-size:14px}.cta{display:inline-block;background:var(--orange);color:#fff!important;padding:12px 18px;border-radius:6px;font-weight:700;border:2px solid var(--orange);text-decoration:none}.cta:hover{background:#d95817;text-decoration:none}.cta.secondary{background:transparent;color:var(--navy)!important;border-color:var(--navy)}
.mobile-toggle{display:none}.hero{padding:88px 0 72px}.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:55px;align-items:center}.eyebrow{font-size:13px;text-transform:uppercase;letter-spacing:.12em;color:var(--navy);font-weight:700}h1,h2,h3{line-height:1.15;color:var(--navy);margin:0 0 20px}h1{font-family:Georgia,serif;font-size:clamp(40px,5vw,62px);font-weight:500}h2{font-family:Georgia,serif;font-size:clamp(30px,4vw,44px);font-weight:500}h3{font-size:23px}.lead{font-size:19px;max-width:760px}.actions{display:flex;gap:14px;flex-wrap:wrap;margin:28px 0}.reassurance{font-size:14px;color:#52606d}
.hero-card,.finder,.form-wrap,.card,.step,.choice{background:#fff;border:1px solid var(--line);border-radius:8px}.hero-card{padding:30px;box-shadow:0 14px 35px rgba(8,43,76,.08)}.section{padding:72px 0}.section.alt{background:var(--bluegrey)}.section.navy{background:var(--navy);color:#fff}.section.navy h2,.section.navy h3,.section.navy a{color:#fff}.intro,.prose{max-width:850px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:30px}.card{padding:25px}.card p{margin-bottom:0}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:32px}.step{padding:23px}.step-number{font-size:13px;font-weight:700;color:var(--orange);text-transform:uppercase;letter-spacing:.08em}.choice-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:22px}.choice{display:block;padding:18px;font-weight:700}.finder{padding:30px}.finder-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:20px}.finder-grid a{display:block;padding:15px;border:1px solid var(--line);border-radius:6px}.page-hero{padding:65px 0 52px;background:var(--bluegrey)}.page-hero p{max-width:820px;font-size:19px}.prose h2{margin-top:42px}.prose ul{padding-left:22px}.form-wrap{max-width:760px;padding:30px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:17px}label{font-weight:700;font-size:14px}input,textarea,select{width:100%;margin-top:6px;padding:12px;border:1px solid #BBC6D0;border-radius:5px;font:inherit;background:#fff}textarea{min-height:135px}.form-row{margin-bottom:4px}.full{grid-column:1/-1}.notice{padding:17px 19px;border-left:4px solid var(--orange);background:#fff;margin:24px 0}.small{font-size:13px;color:#61707e}.guide-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.letter{background:#fff;border:1px solid var(--line);padding:17px;border-radius:7px}.letter strong{font-size:24px;color:var(--navy)}
.site-footer{background:var(--navy);color:#fff;padding:52px 0 22px}.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr 1fr;gap:30px}.site-footer h3{color:#fff;font-family:Arial,sans-serif;font-size:17px}.site-footer a{color:#fff;opacity:.9}.site-footer ul{list-style:none;padding:0;margin:0}.site-footer li{margin:8px 0}.footer-bottom{border-top:1px solid rgba(255,255,255,.18);margin-top:32px;padding-top:17px;font-size:13px;opacity:.85}
@media(max-width:1050px){.nav{gap:8px}.logo{width:165px}.nav>a,.nav summary{font-size:11px}.hero-grid{grid-template-columns:1fr}.cards{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:760px){.header-inner{min-height:72px}.mobile-toggle{display:block;margin-left:auto;border:1px solid var(--line);background:#fff;padding:9px 12px;border-radius:5px}.nav{display:none;position:absolute;left:0;right:0;top:72px;background:#fff;border-bottom:1px solid var(--line);padding:12px 20px;flex-direction:column;align-items:stretch}.nav.open{display:flex}.nav>a,.nav summary{padding:9px 0}.dropdown{position:static;transform:none;width:auto;box-shadow:none;border:0;padding:0 0 5px 14px}.header-cta{display:none}.hero{padding:55px 0}.section{padding:55px 0}.cards,.steps,.finder-grid,.guide-grid,.footer-grid,.form-grid{grid-template-columns:1fr}.container{width:min(var(--max),calc(100% - 28px))}.full{grid-column:auto}}